Aviva A.
Insurance and Group Benefits Advisor
Helping small businesses make the right insurance decisions!
Helping small businesses make the right insurance decisions!
Since 2009 I have been helping business owners protect their families, their health, their team and their finances by educating them on insurance solutions that protect them now and in the future. As an independent insurance advisor and a former CPA, I provide clients with tax effective, creative insurance strategies that address their specific needs.
I help clients make the right insurance decisions. After all, the true value of any insurance plan is not in getting the best price and not in getting just any insurance coverage, but getting the right coverage that will pay out when you need it most.
Corporate Insurance
I provided a lawyer with a corporate permanent insurance policy that not only reduces her tax bill now, but also will allow her family to access trapped corporate funds virtually tax free when she passes. The policy will grow tax free during her lifetime, and if she chooses, she can use some of that to supplement her retirement assets in the future.
Group Benefits
Helped a business that sells promotional products get important healthcare coverage. They cancelled their group benefit plan since their costs skyrocketed due to high claims (from one person on the team), but needed to provide a plan to their team. I found a better plan and significantly better rates, with a guarantee of a rate cap going forward, so the plan remains affordable.
Corporate Insurance
I provided a lawyer with a corporate permanent insurance policy that not only reduces her tax bill now, but also will allow her family to access trapped corporate funds virtually tax free when she passes. The policy will grow tax free during her lifetime, and if she chooses, she can use some of that to supplement her retirement assets in the future.
Group Benefits
Helped a business that sells promotional products get important healthcare coverage. They cancelled their group benefit plan since their costs skyrocketed due to high claims (from one person on the team), but needed to provide a plan to their team. I found a better plan and significantly better rates, with a guarantee of a rate cap going forward, so the plan remains affordable.
Are your group benefits structured properly, and valued by your employees? An independent survey that allows your team to provide their feedback anonym...
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Make sure your insurance plan is working for you! Review of your existing insurance plans to verify the accuracy of the information and determine if ...
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Make sure your group benefit plan is set up properly and competitively priced!
We conduct a review of your existing group plan coverage, and approach carriers for competitive quotes and determine what plan would best suit yo...
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Consultant vetting process
We've set the bar high.
On Cansulta, you will only meet vetted professionals who have passed our rigorous application process.
Our consultants are all experienced, reliable, and knowledgeable, and meet our high professional and ethical standards.
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Alexandra KP –
I've worked with Aviva for insurance & group benefits for two of my companies. For each of them, she took the time to listen to our specific needs and then made recommendations and structured plans that were best for our unique situation. She is knowledgeable, professional, friendly, responsive, and personable. I strongly recommend her to others and will certainly work with her again in future.